IPO
Key Metrics
Valuation
$8B
As of Jul 31, 2026Value Add Pulse research
ARR
~$575M (up from ~$400M in 2024, ~40% YoY)
Total funding
$1.3B
As of Jul 31, 2026Value Add Pulse research
Company Snapshot
Plaid is a Fintech company, based in San Francisco, United States, founded 2013. Latest valuation $8B (As of Jul 31, 2026, Value Add Pulse research). Total funding $1.3B (As of Jul 31, 2026).
Recent changes
- Jul 31, 2026Jul 31, 2026First reported total funding: $1.3B Value Add Pulse enrichment
- Jul 31, 2026Jul 31, 2026Valuation rose from ~$8B to $8B Value Add Pulse enrichment
- Jul 24, 2026Jul 24, 2026Plaid, Verkada Quietly Line Up Banks for IPOs Pulse story
- Jul 14, 2026Jul 14, 2026Plaid's IPO Chatter Is a Fintech Market Signal Pulse story
- Jul 1, 2026Jul 1, 2026Valuation rose from ~$8B (Feb 2026 round + share sale) to ~$8BEstimated Bloomberg — Plaid weighs US IPO after $8B valuation
Earlier changes (3)
- Feb 2026Feb 2026First reported valuation: ~$8B (Feb 2026 round + share sale)Estimated Bloomberg — Plaid weighs US IPO after $8B valuation
- Apr 2025Apr 2025IPO $575 million at $8B Value Add Pulse
- 20242024First reported arr: ~$575M (up from ~$400M in 2024, ~40% YoY)Estimated Bloomberg — Plaid weighs US IPO after $8B valuation
Funding History
1 event · sources dated per row| Date | Event | Amount | Valuation | Investors | Source |
|---|---|---|---|---|---|
| Apr 1, 2025 | ipo | $575 million | $8B | Pulse story |
Underlying values
| As of | Value | Method | Source |
|---|---|---|---|
| Jul 31, 2026 | $8B | Reported | Value Add Pulse research |
| Jul 1, 2026 | ~$8B | Estimated | Bloomberg — Plaid weighs US IPO after $8B valuation |
| Feb 2026 | ~$8B (Feb 2026 round + share sale) | Estimated | Bloomberg — Plaid weighs US IPO after $8B valuation |
Investors
Latest Pulse
- Jul 24, 2026Plaid, Verkada Quietly Line Up Banks for IPOsTwo well-capitalized infrastructure unicorns are separately testing the IPO waters, suggesting the reopened window extends beyond consumer brands and SpaceX-scale mega-deals.→
- Jul 14, 2026Plaid's IPO Chatter Is a Fintech Market SignalPlaid is weighing a US IPO after reaching an $8 billion valuation, still well below its 2021 peak of $13.4 billion, a signal of how selectively fintech valuations are recovering as physical AI infrastructure dominates IPO attention.→
Coverage Timeline
newest firstAll Coverage
IPO
Plaid, Verkada Quietly Line Up Banks for IPOs
Two well-capitalized infrastructure unicorns are separately testing the IPO waters, suggesting the reopened window extends beyond consumer brands and SpaceX-scale mega-deals.
IPO
Plaid's IPO Chatter Is a Fintech Market Signal
IPO$8B considered valuation
Plaid's IPO Chatter Is a Fintech Market Signal
Plaid is weighing a US IPO after reaching an $8 billion valuation, still well below its 2021 peak of $13.4 billion, a signal of how selectively fintech valuations are recovering as physical AI infrastructure dominates IPO attention.
Related Companies
Trace's Take
Plaid is the clearest proof that a blocked M&A exit can be the best thing that happens to a company — losing the Visa deal in 2020 forced it to build a real, diversified business instead of cashing out. Crossing $575M ARR with fraud and payments now the fastest-growing lines is exactly the profile banks want to see before an IPO roadshow. The open question is timing: Plaid is talking to banks, not filing paper, and in a market where fintech IPOs are being repriced weekly, waiting for the right window matters number itself.
Sources & methodologyshow
Where these figures come from
- Bloomberg — Plaid weighs US IPO after $8B valuationmajor outlet1 fact
- Value Add Pulse researchValue Add VC data2 facts
- Value Add PulseValue Add VC data1 fact
Figures are labelled Reported (a source states it), Estimated, Derived (computed from other facts) or Rumored (in talks / unconfirmed). Rumors never replace a confirmed figure. Each figure keeps its own as-of date; history is preserved rather than overwritten.