Market & TrendsMay 31, 2026·9 min read·Last updated: May 31, 2026

Biggest IPOs of 2026: Klarna, Chime, and Who Else Is Filing This Year

2026 is shaping up to be the most consequential IPO year since 2021 — but with one critical difference: the companies filing now actually have business models that work.

TC
Trace Cohen
3x founder, 65+ investments, building Value Add VC

Quick Answer

The biggest IPOs of 2026 are Klarna (targeting $15–20B, filed S-1), Chime (~$25B valuation), CoreWeave (priced at $23B in March 2026), Cerebras ($8.7B, CFIUS-blocked), Databricks ($62B last private round, targeting H2 2026), and Discord (~$15B). Fewer than half of announced filers will likely list before year-end given market windows and regulatory friction.

The biggest IPOs of 2026 — Klarna at $15–20B, Chime at ~$25B, Databricks at $62B last private round, CoreWeave already priced at $23B — are finally companies that have earned the right to go public.

That's the most important contrast with 2021. The 2021 vintage IPO'd on narrative. The 2026 class is arriving with real revenue, real margins, and in several cases, actual profitability. The market window is open. The question is how many actually close before it shuts again.

The Biggest IPOs of 2026: Full Scorecard

Track the live pipeline on the Value Add VC IPO Tracker. Here is the current status of the most significant listings:

CoreWeaveLISTED — March 2026

AI cloud infrastructure. Priced at $40/share, opened above $44. First major AI infrastructure IPO of the cycle.

$23B
KlarnaS-1 Filed — NYSE: KLAR

Swedish BNPL/payments, back to profitability. Down from $46B 2021 peak. AI cost-cutting narrative front and center.

$15–20B
ChimePre-IPO — Filing Expected Q3 2026

22M+ accounts, profitable since 2024. US neobank with Goldman/MS as bookrunners. Largest pure-play consumer fintech listing in years.

~$25B
DatabricksTargeting H2 2026 or 2027

$1.6B ARR growing 50%+ YoY. If it lists near private valuation it is the largest tech IPO of the year. No formal S-1 filed as of writing.

$62B (last private round)
Cerebras SystemsCFIUS Review — Blocked

AI chip company. S-1 filed in late 2024. CFIUS national security review of G42 customer relationship still unresolved.

~$8.7B
DiscordConfidential Filing Reported

550M+ registered users but monetization still thin. Confidential S-1 reported in early 2026. Community platform trying to reframe as enterprise communication.

~$15B
StubHubS-1 Filed

Ticketing marketplace re-filing after 2020 IPO attempt. Strong post-COVID live events rebound with $1.6B in revenue.

~$16B

Why 2026 Is Different From 2021

The 2021 IPO window was driven by zero interest rates, SPAC mania, and the belief that growth at any cost could sustain any valuation. The result was predictable: DoorDash, Robinhood, Coinbase, and dozens of others saw 60–80% drawdowns within 18 months of listing. The 2026 class is arriving under completely different conditions.

Profitability

2021: Growth over margins — Lyft, Robinhood, Rivian all listed burning cash

2026: Klarna profitable, Chime profitable, CoreWeave near breakeven

Valuations

2021: 40–80x NTM revenue common across SaaS

2026: 10–20x NTM revenue for high-growth; 5–10x for steady-state

Market Structure

2021: SPAC routes and direct listings dominated

2026: Traditional IPOs with proper bookbuilding and real price discovery

Investor Base

2021: Retail frenzy via PFOF and meme-stock momentum

2026: Institutional-led with much higher scrutiny on unit economics

Klarna: The Poster Child for Valuation Realism

Klarna is arguably the defining IPO story of this cycle — not because of the upside, but because of what it represents about valuation discipline. At $46B in 2021, Klarna was priced as a global payments infrastructure company that would displace Visa. At $15–20B in 2026, it is being priced as what it actually is: a profitable European BNPL and consumer shopping platform with strong US growth ambitions.

The company has leaned hard into AI. Klarna claims its AI customer service agent handles the equivalent of 700 full-time agents, contributing to a 22% reduction in operating expenses in 2023. Whether those cost savings are durable or just a one-time restructuring benefit is the key question for public market investors.

Metric2021 (Peak)2026 (IPO Target)
Valuation$46B$15–20B
Revenue (annualized)~$1.1B~$2.8B
Revenue Multiple~42x~6–7x
ProfitabilityLoss-makingProfitable (2023–2024)
US Market ShareSmall~25M US users

What Happens to the VC Investors Who Backed These Companies

For the VCs and growth investors who backed these companies at 2021 prices, many of these IPOs represent partial exits at a loss on paper — or at dramatically reduced multiples. Sequoia, SoftBank, and Tiger Global all have positions in Klarna that are underwater relative to the 2021 round. The lockup expiration math is brutal: if you invested at $46B and the IPO prices at $17B, you need nearly a 3x return from the public offering just to break even.

This is the real story behind the 2026 IPO wave. These are not wins for the 2021 vintage investors — they are liquidity events for earlier-stage investors and opportunities for public market buyers to buy businesses at reset multiples. The VC Performance Dashboard tracks how these liquidity events flow back to fund DPI.

The One to Watch: Databricks

Every other listing on this list is a footnote compared to what Databricks would represent if it actually goes public in 2026. At $62B from its last private round, Databricks would be the largest tech IPO since Snowflake's $33B listing in 2020 — and it is twice the size. The company has $1.6B in annualized revenue growing north of 50%, real AI infrastructure depth through its acquisition of MosaicML, and sticky enterprise contracts that make the revenue quality genuinely high.

The risk is timing. Databricks CEO Ali Ghodsi has been deliberate about not rushing an IPO, and there is no guarantee the market window in H2 2026 will be favorable enough to absorb a $60B+ offering. If rates move, if AI sentiment shifts, or if Snowflake — the closest public comp — continues to compress on multiples, the calculus changes fast. Watch the SaaS Valuations Dashboard for the multiple environment that will determine whether a Databricks IPO makes sense.

How Many of These Will Actually List in 2026?

My honest read: three to four of the major names will close by year-end. CoreWeave is already done. Klarna is most likely next given the S-1 is filed. StubHub has a clear path. Chime is well-positioned for a Q3 window if markets hold. Databricks is possible but not certain. Discord is a question mark — the monetization story is still not clean enough for institutional buyers at $15B.

Cerebras is the biggest wildcard. A CFIUS approval or negotiated restructuring would immediately accelerate the process; an outright rejection would kill the IPO and raise serious questions about the company's customer concentration. That resolution is not in management's control, which is exactly what makes it so interesting to watch.

The 2026 IPO window is real — but it is also narrow.

The companies that list at reset multiples with proven unit economics will define the next generation of public tech. The ones that wait too long will miss the window entirely.

Track the full 2026 IPO pipeline on the IPO Tracker at Value Add VC. Data and analysis by Value Add VC. Originally published in the Trace Cohen newsletter.

Frequently Asked Questions

What are the biggest IPOs of 2026?

The largest expected IPOs of 2026 include Klarna (targeting $15–20B), Chime (~$25B), Databricks ($62B last private round), CoreWeave (priced at $23B in Q1 2026), Cerebras (~$8.7B pending CFIUS clearance), and Discord (~$15B). If Databricks lists at or near its private valuation, it would be the largest tech IPO of the year by market cap.

Has Klarna IPO'd yet in 2026?

As of mid-2026, Klarna has filed its S-1 with the SEC and is targeting a NYSE listing under ticker KLAR. The company is seeking a valuation of $15–20B, a significant haircut from its 2021 peak of $46B. Klarna returned to profitability in 2023 and has been positioning the offering around AI-driven cost reduction and expanding US market share.

When is the Chime IPO in 2026?

Chime is targeting a 2026 IPO at approximately $25B valuation. The neobank has 22+ million accounts and achieved profitability in 2024 by improving unit economics on its credit builder and fee products. Chime has worked with Goldman Sachs and Morgan Stanley on the offering and is expected to file its S-1 in mid-2026 with a listing in Q3 or Q4.

Is Databricks IPO-ing in 2026?

Databricks has signaled intent to go public in 2026 or early 2027. The company was last valued at $62B in a 2024 private round and reported $1.6B in annualized revenue as of that raise, growing over 50% year-over-year. A 2026 listing would be the largest tech IPO of the cycle if priced near private-market comps.

Why is the Cerebras IPO delayed?

Cerebras Systems filed its S-1 in late 2024 but has been held in limbo by a CFIUS national security review due to its largest customer, G42, being a UAE-based AI company with reported ties to Chinese technology partnerships. Cerebras was last valued at $8.7B. The CFIUS outcome — approval, restructuring, or rejection — will determine whether a 2026 listing is possible.

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