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Gusto

Modern payroll & HR for small business

PayrollHRBenefitsCompliance300K+ Businesses#1 on G2

Gusto is the all-in-one payroll, benefits, and HR platform built for small businesses. Run payroll in minutes, offer health insurance and 401(k), onboard new hires, and stay compliant — all from one dashboard. Gusto handles tax filings, W-2s, and 1099s automatically. Used by 300,000+ businesses across the US. Integrates with QuickBooks, Xero, and popular accounting tools. Named the #1 payroll software by G2.

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Join thousands of teams already using Gusto.

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300K+
Businesses
#1
Payroll on G2
50
States
Auto
Tax Filing

Key Highlights

Full-service payroll with automatic tax calculations, filings, and payments
Health insurance, 401(k), and benefits administration built in
300K+ businesses trust Gusto — ranked #1 payroll software on G2
Automatic W-2 and 1099 generation and filing at year-end
New hire onboarding with offer letters, e-signatures, and I-9/W-4 collection
Integrations with QuickBooks, Xero, FreshBooks, and popular accounting tools

Why We Recommend Gusto

01

Full-Service Payroll

Run payroll in minutes. Gusto automatically calculates taxes, makes payments, and files federal, state, and local tax returns. Direct deposit, pay stubs, and payroll summaries are all handled.

02

Benefits Administration

Offer health insurance, dental, vision, 401(k), HSA, FSA, commuter benefits, and more. Gusto brokers plans, handles enrollment, and manages deductions automatically.

03

HR & Onboarding

Send offer letters, collect e-signatures, and guide new hires through I-9, W-4, and direct deposit setup — all digitally. Org charts, PTO tracking, and employee directory included.

04

Compliance

Gusto handles tax registration in all 50 states, files quarterly and annual tax returns, and generates W-2s and 1099s automatically. Built-in compliance alerts keep you ahead of changing regulations.

05

Contractor Payments

Pay contractors via direct deposit, generate 1099s automatically, and manage contractor onboarding. International contractor payments available in 120+ countries.

Best For

Small businesses running payroll for the first time and needing an easy setup
Startups looking for payroll, benefits, and HR in one affordable platform
Businesses paying a mix of W-2 employees and 1099 contractors
Companies that want automated tax filing and compliance without an accountant

Pricing

Simple: $40/month + $6/person — single-state payroll, basic HR Plus: $80/month + $12/person — multi-state, PTO, time tracking Premium: $180/month + $22/person — dedicated support, compliance alerts Contractor-only: $35/month + $6/person

Frequently Asked Questions

Does Gusto handle tax filings?

Yes. Gusto automatically calculates, files, and pays federal, state, and local payroll taxes. It also generates and distributes W-2s and 1099s at year-end. If Gusto makes a tax filing error, they pay the penalties.

Can I offer health insurance through Gusto?

Yes. Gusto is a licensed health insurance broker in all 50 states. You can shop plans from major carriers, enroll employees, and manage deductions — all within the Gusto platform.

Does Gusto support contractor payments?

Yes. Gusto can pay contractors via direct deposit, track payments, and generate 1099-NEC forms automatically at tax time. International contractor payments are available in 120+ countries.

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Ready to get started with Gusto?

Join thousands of startups and teams already using Gusto to work smarter.

Try Gusto Today

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Trace Cohen is a serial founder, investor and data geek. Please feel free to reach out t@nyvp.com

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