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Airwallex

Global business accounts, payments, and FX — no monthly fees

Global PaymentsMulti-CurrencyFXBusiness BankingCorporate CardsNo Monthly Fee

Airwallex is a global financial platform that lets businesses open multi-currency accounts, send and receive international payments, and convert currencies at interbank rates. Hold and manage funds in 60+ currencies, pay suppliers in 150+ countries, and issue corporate cards — all from one platform. Trusted by 100,000+ businesses including Brex, Shein, and Plaid. No monthly account fees.

Get Started with Airwallex
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Ready to get started with Airwallex?

Join thousands of teams already using Airwallex.

Try Airwallex Free
100K+
Businesses
60+
Currencies
150+
Countries
$0
Monthly Fee

Key Highlights

Multi-currency accounts — hold, send, and receive in 60+ currencies
Interbank FX rates with transparent, low-margin pricing
Pay suppliers and contractors in 150+ countries
Issue virtual and physical corporate cards with spend controls
API-first — integrate payments directly into your product or workflow
No monthly fees — pay only for transactions you make

Why We Recommend Airwallex

01

Multi-Currency Accounts

Open accounts in 60+ currencies and hold funds locally. Receive payments from customers in their currency, pay suppliers in theirs — without converting twice and losing money on FX.

02

Global Payments

Send payments to 150+ countries via local rails, SWIFT, or instant transfer. Batch payments for payroll or supplier runs. Track everything in real-time from one dashboard.

03

Interbank FX

Convert currencies at interbank rates with margins as low as 0.1%. Lock in rates for up to 24 hours. No hidden spreads or surprise fees — what you see is what you pay.

04

Corporate Cards

Issue unlimited virtual cards instantly for teams, campaigns, or subscriptions. Set individual spend limits, category restrictions, and auto-expiration. Physical cards available too.

05

Payment APIs

Full REST API for embedding payments, payouts, and treasury management into your product. Power your marketplace, SaaS billing, or cross-border commerce with Airwallex's infrastructure.

06

Embedded Finance

White-label Airwallex's banking infrastructure for your platform. Offer multi-currency wallets, payments, and cards under your own brand — no banking license required.

Best For

Startups and scale-ups with international suppliers, contractors, or customers
E-commerce businesses selling across multiple currencies
SaaS companies processing cross-border payments or payouts
Marketplaces needing multi-currency settlement infrastructure

Pricing

No monthly account fee. Transaction pricing varies by payment method and corridor: - FX conversion: from 0.1% above interbank - Local payments: from $0 (ACH, SEPA) to $2.50 per payment - International wire: from $5 per transfer - Corporate cards: no issuance fee, standard network FX rates Enterprise pricing available for high-volume businesses.

Frequently Asked Questions

How does Airwallex compare to Wise Business?

Both offer multi-currency accounts and competitive FX rates. Airwallex is built more for businesses with higher volumes — it offers corporate cards, payment APIs, and embedded finance capabilities that Wise doesn't. Wise tends to be simpler for small businesses with straightforward transfer needs.

Is Airwallex a bank?

No. Airwallex is a licensed financial services provider, not a bank. It holds appropriate money transmission, e-money, and payment licenses in each jurisdiction it operates in. Customer funds are safeguarded in segregated accounts with partner banks.

Can I use Airwallex for payroll?

Yes. You can send batch payments to employees and contractors in 150+ countries. Many businesses use Airwallex alongside their HR platform (like Deel or Remote) to handle the actual money movement at better FX rates.

Does Airwallex have an API?

Yes — Airwallex is API-first. Full REST APIs cover accounts, payments, payouts, FX, and card issuance. SDKs available for common languages. Used by platforms like Brex and GOAT to power their cross-border infrastructure.

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Ready to get started with Airwallex?

Join thousands of startups and teams already using Airwallex to work smarter.

Try Airwallex Today

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Trace Cohen is a serial founder, investor and data geek. Please feel free to reach out t@nyvp.com

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