VC
Value Add VC
⚡HomePulse⚡Helpful Apps📝Blog🤝Partner
Home/Companies/Adyen
Fintech Infrastructure (Euronext Amsterdam: ADYEN)Founded 2006·Amsterdam, Netherlands

Adyen

The Dutch payments platform that never took VC-style growth-at-all-costs money — public since 2018, processing well over €1 trillion a year.

Updated August 26, 2026 · Analysis by Trace Cohen · adyen.com

Valuation
~€32–34B market cap (~$38B)

+18% YoY (+21% constant currency)

€2,364.2M
FY2025 net revenue

+18% YoY (+21% constant currency)

€1,394.3B
FY2025 processed volume (TPV)

+21% YoY excluding one large customer

53%
FY2025 EBITDA margin

up from 50% in FY2024

2006
Founded

by Pieter van der Does & Arnout Schuijff

Valuation: ~€32–34B market cap (~$38B)

Adyen has traded on Euronext Amsterdam under ticker ADYEN since its June 2018 IPO. As of August 2026 its market capitalization is in the ~€32–34 billion range (~$38 billion), per Euronext trading data — this moves daily with the stock price, so treat it as a snapshot rather than a fixed figure.

How Adyen makes money

Adyen runs a single, unified payments platform (rather than a patchwork of acquired systems) that lets large merchants accept payments across online, in-store, and mobile channels from one integration. It makes money by taking a small percentage of processed volume plus per-transaction and scheme fees, and by selling its own POS terminal hardware for in-person payments.

Its customer base skews toward large global enterprises (Adyen counts Meta, Uber, Spotify, Cash App, and Microsoft among its merchants) rather than SMBs, which is why processed volume (€1.39 trillion in FY2025) is so large relative to headcount — Adyen has historically run with a notably small, engineering-heavy team relative to revenue.

Funding

Adyen raised venture funding privately (including from Index Ventures and General Atlantic) before going public on Euronext Amsterdam in June 2018 at an IPO price of €240/share. As a public company it no longer raises private rounds; its 2026 outlook guides to 20–22% constant-currency net revenue growth.

Competitive landscape

Stripe

The largest private rival — developer-first payments infrastructure with broader SMB reach.

PayPal / Braintree

Consumer-wallet distribution and a competing enterprise processing stack.

Checkout.com

Another large private global-enterprise payments processor.

TC

Trace's Take

Trace Cohen · early-stage VC

Adyen is the proof case that payments infrastructure doesn't require Stripe- or Brex-style venture burn to win — it IPO'd in 2018, stayed lean, and still processes over €1.3 trillion a year for some of the biggest brands on earth. Its FY2025 numbers (EBITDA margin climbing to 53% even as revenue grew 18%) show real operating leverage, which is rare in payments at this scale. The risk is concentration: a handful of very large enterprise customers drive an outsized share of volume, so any one of them in-housing payments or switching providers moves the number more than at a broader-based competitor like Stripe.

Frequently asked questions

Is Adyen a public company?+

Yes. Adyen has traded on Euronext Amsterdam under the ticker ADYEN since its IPO in June 2018. Its market capitalization was roughly €32–34 billion (about $38 billion) as of August 2026, though this changes daily with the stock price.

How does Adyen make money?+

Adyen takes a small percentage of the payment volume it processes for merchants, plus per-transaction and card-scheme fees, and sells its own point-of-sale hardware. It runs one unified platform across online, in-store, and mobile payments rather than separate acquired systems.

How much payment volume does Adyen process?+

Adyen processed €1,394.3 billion (about $1.5 trillion) in total payment volume in full-year 2025, up 21% year over year excluding one very large customer, with net revenue of €2,364.2 million, up 18% YoY.

Who competes with Adyen?+

Adyen's main rivals are Stripe (the largest private payments infrastructure company), PayPal/Braintree, and Checkout.com — all competing for large global enterprise merchants.

Related

Stripe vs Adyen vs Braintree→
Stripe profile→
IPO Dashboard→
Company profiles→

Latest Adyen coverage

Stripe 2.9% vs Adyen 0.6% vs Braintree 2.59%: 2026 FeesJune 10, 2026

Get VC data most people never see

— 100% free

Weekly benchmarks, valuations, and fund data. Join 5,000+ investors. No spam.

Sources

  • Adyen — H2 2025 financial results
  • Adyen — Investor Annual Report 2025
  • fxcintel — Adyen grows revenue in 2025 and targets enterprises
  • StockAnalysis.com — Adyen (AMS: ADYEN) market cap

Analysis by Trace Cohen · @Trace_Cohen · t@nyvp.com. Figures are as of the update date; verify before relying on them.